Protective Registration Terms and Conditions
Terms and Conditions for the Purchase and Use of the CIFAS Protective Registration Service
1. Introduction
1.1. These Terms and Conditions ("Terms") govern the purchase and use of the CIFAS Protective Registration Service (the "Service").
1.2. By purchasing and using the Service, you (the "Customer") agree to these Terms in full. If you do not agree to these Terms, you must not proceed with the purchase or use of the Service.
1.3. CIFAS ("we," "us," or "our") reserves the right to amend these Terms at any time. Any changes will be communicated to you and will take effect upon publication on our website.
2. Scope of the Service
2.1. The Service is designed to help protect individuals from identity fraud by flagging your personal data with member organizations of CIFAS.
2.2. Protective Registration is not a credit monitoring service and does not guarantee prevention of all forms of fraud or identity theft.
3. Eligibility
3.1. The Service is available to individuals who have reason to believe that their personal data is at risk of misuse, such as following a data breach or theft of sensitive documents.
3.2. Customers must be at least 18 years old to purchase and use the Service.
4. Purchase and Payment
4.1. To activate the Service, you must complete the application process on our website and provide accurate and complete information.
4.2. The fee for the Service is detailed on our website and is payable in full at the time of purchase.
4.3. Payments are non-refundable unless required by applicable law or explicitly stated otherwise in these Terms.
5. Duration
The Service is provided for a fixed term as specified at the time of purchase.
6. Responsibilities of the Customer
6.1. You are responsible for providing accurate and up-to-date information when subscribing to the Service.
6.2. You must notify us immediately if you suspect any unauthorized use of your data or account.
6.3. The Service does not relieve you of your responsibility to remain vigilant against identity fraud and to take necessary precautions, such as monitoring your financial accounts and safeguarding sensitive information.
7. Use of Data
7.1. By purchasing the Service, you consent to the processing of your personal data in accordance with our Fair Processing Notice, which is available at https://www.cifas.org.uk/fpn.
7.2. Your data will be shared with CIFAS member organizations to facilitate the protective registration process.
7.3. We will handle your personal data in compliance with applicable data protection laws, including the General Data Protection Regulation (GDPR).
8. Limitations and Disclaimers
8.1. The Service is provided "as is" and "as available" without any warranty, express or implied, including warranties of merchantability or fitness for a particular purpose.
8.2. CIFAS is not liable for any loss or damage resulting from fraud or identity theft, including any losses incurred despite the use of the Service.
8.3. CIFAS does not guarantee that the Service will prevent all instances of fraud or misuse of your personal data.
9. Termination
9.1. We may terminate the Service without notice if you breach these Terms or provide false or misleading information.
9.2. You may cancel the Service at any time, but no refunds will be provided for unused portions of the term.
10. Complaints and Disputes
10.1. If you have a complaint about the Service, you may contact us using the details provided on our website.
10.2. These Terms are governed by the laws of England and Wales. Any disputes arising from these Terms shall be subject to the exclusive jurisdiction of the courts of England and Wales.
11. Contact Information
11.1. For inquiries regarding the Service, you may contact us: Speak to us about your PR | Cifas.
12. Entire Agreement
12.1. These Terms constitute the entire agreement between you and CIFAS regarding the purchase and use of the Service and supersede any prior agreements or understandings.
