Cifas Homepage
NewsroomCareersContact Us

National Fraud Database

Share and access the largest, most comprehensive source of economic crime risk data, drawn from hundreds of organisations from across the public and private sectors. Supported by a suite of innovative tools and features to respond to, interrogate and analyse the data.

Make an enquiry here

What is the National Fraud Database?

The National Fraud Database (NFD) is the most comprehensive database of fraud risk data and intelligence in the UK. Hundreds of thousands of records are added every year by member organisations, and currently there are approximately two million records on the Database. This data and intelligence is shared in real time and online: 24 hours a day, seven days a week.

The NFD hold records of first and third party fraud risk: facility (account) takeover, identity fraud, false insurance claims, false applications, asset conversion and misuse of facility. Misuse of facility also covers cases of money muling. Members record instances of fraudulent conduct against their organisation to the relevant database, enabling other members to search against their data. When members confirm fraudulent conduct, they file their own case. 

 

How does it help?

The system is simple and effective. All members record instances of fraudulent conduct against their organisation to the relevant database, enabling other members to search against their data. When members confirm fraudulent conduct, they file their own case. We continually develop innovative tools to enable our members to interrogate our data and maximise its benefits.

Read about all the NFD features

Read about the principles of the National Fraud Database

How Do I Access The National Fraud Database?

We use secure and innovative digital platforms and API integration. We have developed a range of channels to provide our community with efficient and secure access to our data and intelligence. The best way to access Cifas so you can maximise the full benefits of our data and intelligence is through Cifas Direct, which uses API technology to allow your organisation's computer systems to communicate directly with FIND. Cifas Direct delivers its full search functionality straight to your own systems, in real time. You can also search Cifas data via a third party organisation such as a credit reference agency or a platform provider. Speak to our team if you want to know more.

 

Our platforms

The Portal: The Portal is the single sign-on, digital gateway to the universal benefits of your membership - hosting our intelligence resources, our online community, and our help and support.

If you are a data sharing member, you will also use the Portal, but additionally you will need to use one of our access channels in order to securely access our databases, which are hosted in the Portal.

FIND: The Fraud Investigation Database, referred to generally as FIND, is the tool Cifas member organisations use to access its databases. It is hosted on the Portal in the Investigations area.

Who's It For?

  • Banks
  • Building societies
  • Telecommunications
  • Retailers
  • Loan providers
  • Public sector
  • Insurance
  • Gaming
  • Mortgage providers
  • and many more

The Benefits

A new case every 90 seconds

A new fraud risk case is added to the National Fraud Database every 90 seconds.

Over 350K fraud risk cases

On average over 350,00 fraud risk cases are identified and recorded to the National Fraud Database by Cifas members every year.

1.8 Billion saved

Cifas members saved an estimated 1.8 billion in prevented fraud losses in 2023.

"Being a member of Cifas is important for my own organisation, but equally important is the fact we are helping other organisations and individuals across the UK help themselves protect themselves from fraud."

Ian Walker, Head of Financial Crime, Skipton Building Society

"First and foremost, the biggest benefit to me is the benefit to my bottom line - being a member of Cifas delivers savings. I also get the opportunity to meet with colleagues across other industries and share intelligence that really helps our customers."

Alistair Urquhart, Head of Fraud and IT Security, Telefonica UK

FAQs

What types of fraud risk data is included in the National Fraud Database?

The NFD includes data on fraud risk types such as identity fraud, false applications, misuse of facility, insurance fraud, and asset conversion.

How often is the fraud data updated in Cifas’ databases?

Our databases operate 24/7 so are constantly updated with new fraud risk information.

What training and support are available for using Cifas’ tools and features?

When an organisation becomes a Cifas member they are required to have their staff (those using the system) to undertake formal training.

How can my organisation join the Cifas community?

You can submit an enquiry using our enquiry form and one of our colleagues will get in touch to discuss your requirements.

Register Your Interest?

Interested in enhancing your organisation’s fraud protection capabilities? Register your interest today to learn more about how our tailored solutions can safeguard your business against a wide range of threats. Our team will provide you with all the information you need to make an informed decision.

REGISTER NOW